How cute is that?! Here's how you do it.
1. You have to have an account with Shutterfly and have the photo you want to use uploaded to one of your albums. Select the photo you want to use and click the edit button in the top left corner of the photo. On the scroll down menu select "apply border"
3. It will take you to a screen that looks like this. This is where are the borders are, so you can scroll down and look through them all. They have them in categories, so if you are looking to do a Christmas card you can stick to the "holiday" or "Christmas" type categories.
4. Click on a border you want to preview and it will apply the border to your photo. I found this one that I absolutely loved, I hope you find one you love too!
5. Once you've picked your border, save your picture. And now you have yourself an inexpensive cute Christmas card! I ended up glueing a Bible verse I printed out on the back and sticking the cards in homemade Christmas envelopes. It was a fun project that allowed me to send some Christmas love without spending too much money.
I'd love to see how yours turned out! Happy crafting and Merry Christmas!